STI test cost in the Netherlands: free, insured, or self-pay?
You want to get tested for an STI but you are wondering what it costs. The answer depends on where you test, your risk group, and your privacy preferences. This overview explains the three routes clearly.
Testing is an act of care. Knowing the cost removes one more barrier.
What does an STI test cost in the Netherlands?
In the Netherlands there are three main routes for STI testing: through the GGD (free for certain risk groups), through a GP or healthcare provider (potentially covered by your basic health insurance), or through a private home test or clinic outside the insurance system. Which route fits best depends on your situation, timeline, and privacy preferences.
The three testing routes
GGD — free for risk groups
The GGD (municipal public health service) offers free STI tests for people in risk groups: people aged 25 or under, men who have sex with men (MSM), sex workers, and people with multiple changing partners. Outside these risk groups the GGD charges a fee. Book an appointment via your regional GGD website.
Free or low fee by appointment at a GGD clinicGP or clinic — via health insurance
If you request an STI test through your GP or a healthcare clinic, it may be covered by your basic health insurance — but it counts toward your deductible (eigen risico, 2025: €385). This means the first costs of the year come out of your own pocket. Some people deliberately choose another route to preserve their deductible or because they prefer the test not to be registered through their insurance.
Counts toward deductible; via GP or GGD clinicPrivate home test — fast, discreet, on your schedule
Home tests and private clinics offer quick, anonymous testing options outside the regular healthcare system. Costs range from around €15 for a basic test to €100–200 for a comprehensive package. Test at home or at a clinic of your choice, without a waiting list and without it appearing in your medical record.
Price varies: approx. €15–200 depending on packageWhy people choose a private test
Not everyone wants an STI test registered through their health insurance or medical record. Common reasons for testing outside the regular care system include:
- Privacy: the test does not appear in your medical record or claims history
- Speed: no waiting for a GP appointment
- Convenience: test at home when it suits you
- Specific STI: testing for something you prefer to handle privately
What to do after a positive result?
A positive test result is the starting point, not the end point. The most caring next step is to inform your (ex-)partners so they can get tested too. That can be done anonymously — without drama or accusation.
Contact a healthcare provider
A GP, GGD, or sexual health clinic can guide you on treatment and what to do next.
Notify (ex-)partners
Careful partner notification is part of responsible action. PrivaNotify helps you do this anonymously and discreetly.
Send an anonymous STI message
Through the wizard you can send a careful message to (ex-)partners in under 3 minutes — without giving your name.
For more information about GGD testing and risk groups:
View STI testing information at Soa Aids NederlandExternal source. No partnership or endorsement. Use as general information and always follow professional advice from a doctor, clinic, or local health authority. Fees can change; check current information at your regional GGD.
Frequently asked questions about STI test costs
Is an STI test free at the GGD?
Free for risk groups (under 25, MSM, sex workers, people with multiple changing partners). Outside risk groups the GGD usually charges a contribution. Check your regional GGD website for current fees.
Does my health insurance cover an STI test?
STI tests through a GP or GGD clinic fall under the basic insurance but count toward your deductible (€385 in 2025). If your deductible is not yet used up, you pay yourself. Some supplementary plans cover tests on top of the deductible; check your policy.
How much does a private STI home test cost?
Home tests range from about €15 for a single test (e.g. chlamydia) to €100–200 for a comprehensive package (multiple STIs). Private clinics set their own fees; compare providers for the best value.
Can I buy an STI test anonymously?
Yes. Home tests can be ordered online or from pharmacies without a prescription. Your name is not linked to the result unless you arrange that yourself. Visit /soa-test-kopen for an overview of discreet test options.
What if I want to warn a partner without giving my name?
PrivaNotify lets you send an anonymous, caring message to (ex-)partners. Through the wizard you describe the situation — the AI system drafts a discreet message that advises the recipient to get tested, without your name or accusatory language.